You can even complete a duplicate of your own latest ITR you to enjoys an excellent BIR stamp. I do believe for it that, you will need to visit your RDO locate stamped.

If you are a beneficial freelancer otherwise an entrepreneur, you might fill in a copy of audited ITR and you may BIR stamp. I didn’t test this you to definitely given that I was not the one who taken out the mortgage and i also failed to subscribe be co-debtor, but I think this would mean getting your latest ITR, and just to go on the new safe top, their bookkeeping courses, toward RDO.

While operating, you can choose complete your own certified a month pay slip dated at the very least 3 months in advance of date out-of software. Jay decided to fill out three in order to seal the offer, haha! He as well as registered his COE and all of them.

It is to the first step. Pag-IBIG usually assess your own distribution to test your own qualification to utilize for a home loan.

Once you’ve registered these records on the web, might found a message compelling one pay money for the new control percentage. I reduced Php 1,000. Make sure that you print a copy of your own confirmation of one’s commission. You will need to provide which to Pag-IBIG , plus the almost every other standards, once you’ve become anticipate to visit the place of work owing to email address or a trip.

Here you will find the data that you should provide Pag-IBIG once you have come expected to submit your write-ups actually:

step one. Most of the brand new copies of data you submitted throughout the first processes, except for the new selfie. You ought to also provide your own ID photocopied.

dos. A copy of the Special Electricity out-of Attorney into agent. (Should your owner is not regarding Philippines)

The expense of notarization is based on the new assented price point of the home specified on your own offer to sell.

They are going to together with ask for taking your images with your legitimate ID again. This time, it will be their employees who’ll do the shot.

Appraisal phase

Due to the fact desk manager appears over your posts and observes no discrepancies, you happen to be expected to fund assessment payment. I paid off Php dos,000.

We were told to wait to have a call from just one out-of their staff regarding the agenda of the house assessment. What goes on throughout the household assessment is they will send representatives in order to examine our house to see if it meets the important and you may requirements.

They entitled three days prior to they went to. The appraisers was basically from the put by 8AM. They ran in the, checked new proportions and you may didn’t extremely communicate with united states anywhere near this much. They just ran around to test each space at home.

Next which was it. We had been advised to go to because of their current email address if our loan could have been acknowledged or perhaps not recognized; although not, they already cautioned united states the family we were trying buy try in short supply of step 1 meter wide on the conditions.

Financing Refuted

I gotten a contact from Pag-IBIG formally saying that the fresh measurements of our house don’t meet their conditions, and this is one. Which was the end of the experience……for the moment.

I noticed submitting a page of reconsideration, however the email certainly stated unsecured personal installment loans in Hudson that we’d to deal with the newest topic and invest in deciding to make the required alter, hence i would not. So we needed to undertake the destiny and progress.

Oh better, at the very least we have gathered an existence experience that we can also be use in the long term and to illustrate all of our kids when it’s its move to buy their property. We had been, however, upset, however, we’re going to continue the expectations until we finally find the put we are able to telephone call household.